Hometown banking at its best...

Low Interest Rates

First Midwest Bank's MasterCard Program offers one of the most reasonable interest rates around. Our annual percentage rate (APR) is charged on the full unpaid balance.

Worldwide Cash Access

Use your first Midwest Bank MasterCard for cash advances up to your available credit limit, at over 100,000 participating financial institutions.

Credit Insurance

Optional credit account protection.

25 Day Grace Period

There will be a 25 day grace period in which to avoid interest charges provided the balance is paid in full.

$150,000.00 Travel Accident Insurance at NO Cost.

You are automatically covered whenever you use your card to purchase travel tickets. You are covered by accidental death and dismemberment protection when traveling by air, bus, train, taxi or other common carrier anywhere in the world.

$15.00 annual fee

Apply for yours today

Annual Percentage Rate for Purchases	14.76%
Annual Percentage Rate for Cash Advances	14.76%
Grace Period for repayment of the balance for Purchases	25 days
Annual Membership Fee	$15.00
Minimum Finance Charge	None
Balance Calculation Method -- Average Daily Balance (include current transactions)
Late Charge -- 5% of your minimum monthly payment. Minimum - $1.00; Maximum $15.00; Over limit fee $0.00